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Ryan Maxwell
Byrne Robotics Member


Joined: 16 April 2004
Location: United States
Posts: 12458
Posted: 20 March 2020 at 9:46am | IP Logged | 1 post reply

Marc, we just shut off any of our investors that have even a whiff of non-QM features as no one is buying them on the back end. Top that off with having appraisers and inspectors rightfully refusing to enter homes to inspect and photograph, and we're just about dead in the water as a lender despite low interest rates. 

Edited by Ryan Maxwell on 20 March 2020 at 9:49am
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Tim O Neill
Byrne Robotics Security


Joined: 16 April 2004
Location: United States
Posts: 10266
Posted: 20 March 2020 at 12:14pm | IP Logged | 2 post reply



I'm working from home. Feeling very fortunate to be living in a great place -
this is probably the best home I've had in all my time in Los Angeles. My only
concern is that all of my favorite books, movies and shows are all here, so I
need to structure my work day to stay focused. I have been good about having
no TV during the day and keeping regular hours. I am basically staying OUT of
the living room altogether!

We've had rainstorms all week in usually sunny Los Angeles. I've still been
able to keep the windows open during the day and getting a nice cross breeze.

Just last month I threw away my old hiking shoes - they were worn and started
developing those telltale holes that form on the sole. One of my last
purchases before the stores shut down was a run to Ross to get new hiking
shoes. Glad I did as I plan to get as much hiking in as possible - we have some
spectacular trails in LA County. I think some of the more popular trails will get
closed over time - Runyon Canyon is already a "scene," so I predict we will be
hearing about clogged trails before long.







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Marc Foxx
Byrne Robotics Member


Joined: 16 April 2004
Location: United States
Posts: 5427
Posted: 20 March 2020 at 12:52pm | IP Logged | 3 post reply

Ryan - I still have lenders trying to schedule stuff for the coming weeks...
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Dave Kopperman
Byrne Robotics Member


Joined: 27 December 2004
Location: United States
Posts: 1956
Posted: 20 March 2020 at 3:48pm | IP Logged | 4 post reply

Just learned that someone in my office building tested positive.  Not in my department, as it were, or on my floor, but within spitting, breathing, touching, and germing distance.  Going be a fun 5 to 14 days (although I guess I'd subtract 7 from that, since I've been working from home since Monday).



Edited by Dave Kopperman on 20 March 2020 at 3:48pm
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Greg McPhee
Byrne Robotics Member


Joined: 25 August 2004
Location: United Kingdom
Posts: 4331
Posted: 20 March 2020 at 6:48pm | IP Logged | 5 post reply

Boris Johnson announced on Friday evening that in the UK all cafes, pubs and restaurants must close from Friday night - except for take-away food.

All the UK's nightclubs, theatres, cinemas, gyms and leisure centres have also been told to close "as soon as they reasonably can".

The situation will be reviewed each month.

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John Byrne

Imaginary X-Man

Joined: 11 May 2005
Posts: 120398
Posted: 20 March 2020 at 7:45pm | IP Logged | 6 post reply

Iím sure Pence has an emergency plan to just take out all those infected and shoot them. NRA members are already volunteering.
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Greg McPhee
Byrne Robotics Member


Joined: 25 August 2004
Location: United Kingdom
Posts: 4331
Posted: 20 March 2020 at 8:12pm | IP Logged | 7 post reply

I'd laugh if there wasn't a bit of truth in that statement.
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James Woodcock
Byrne Robotics Member


Joined: 21 September 2007
Location: United Kingdom
Posts: 5576
Posted: 21 March 2020 at 1:20am | IP Logged | 8 post reply

Have to say, it is interesting to compare Trump & Johnson in their daily
briefings.

Despite my dislike of Johnson, I am impressed with his daily briefings.
Trump seems to be going off the deep end & Iím expecting him to go
fully insane & just start frothing @ the mouth any day now.
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Philippe Negrin
Byrne Robotics Member


Joined: 01 August 2007
Location: France
Posts: 2417
Posted: 21 March 2020 at 4:28am | IP Logged | 9 post reply

oops...Wrong thread...so deleted...I don't know what happened there...


Edited by Philippe Negrin on 21 March 2020 at 4:29am
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Brian Miller
Byrne Robotics Member


Joined: 28 July 2004
Location: United States
Posts: 27337
Posted: 21 March 2020 at 6:31am | IP Logged | 10 post reply

Iím sure Pence has an emergency plan to just take out all those
infected and shoot them. NRA members are already volunteering.

*******

Thatís what North Korea is already doing.
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Ronald Joseph
Byrne Robotics Member


Joined: 18 April 2011
Location: United States
Posts: 1783
Posted: 21 March 2020 at 6:53am | IP Logged | 11 post reply

I've been working from home for a few years now and didn't really socialize much before this all started, so this isn't hard for me.  

My wife is a nurse and works in the ICU at the local hospital. Other than a NO VISITORS policy and some extra security stationed at the entrances, they haven't undergone many changes.

So far, there are no reported cases here (we're in Bristol, VA).   
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Greg McPhee
Byrne Robotics Member


Joined: 25 August 2004
Location: United Kingdom
Posts: 4331
Posted: 21 March 2020 at 7:27am | IP Logged | 12 post reply

Despite my dislike of Johnson, I am impressed with his daily briefings.
Trump seems to be going off the deep end & Iím expecting him to go
fully insane & just start frothing @ the mouth any day now. 

=====================================================

James, I'm the same. No fan of Johnson, but he and the scientists with him have been clear and concise with their daily briefings. No rants. No going off script. Just informing us of the situation as it unfolds for us all.

As for Trump, he is melting down. Fauci's reaction to him said it all. Trump cannot lie, brag or blame his way out of this one. First it was a hoax, then it was the Dems, then it was the Chinese, he's running out of ground and the American people are running out of time.

In a way, this behaviour is good. He's going to be so consumed by this that Joe Biden can just work away demonstrating what a President should be doing and laying foundations. Trump wont be able to focus on Biden or the election (yet).
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